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Assisting people obtain and keep the American Dream, a home of their own.

   Reverse Mortgage Counseling
   Mortgage Delinquency
   Pre-Purchase Counseling
   Loan Default Counseling
   Post Purchase Counseling
   SB 1167 Illinois Lending Database
  Schedule Reverse Mortgage Form
About Us
Smart Money Housing is part of the Smart Women Smart Money Educational Foundation (SWSM) which is a non-profit HUD-certified housing counseling agency located on the west side of Chicago.  Our original mission was to provide financial literacy conferences to women throughout the state of Illinois. However, our organization has evolved and is currently concentrating on housing counseling for both men and women in Cook County, Kane, Peoria and Will Counties. 

Since 2001 SWSM has provided counseling to over 11,000 people in Illinois.  This was accomplished through both group and individual sessions addressing money & debt management, saving and investing, purchasing a home, avoiding foreclosure, refinancing & loan modification, credit score information, reverse mortgages, identity theft and credit card education. 

HUD Certification


HUD has approved SWSM to provide the following types of housing counseling:

  • Reverse Mortgage Counseling
  • Homebuyer Education
  • Pre-purchase Counseling
  • Mortgage Delinquency Counseling
  • Post-purchase Counseling

Mission Statement
Our mission is to assist people in obtaining and keeping the American Dream, a home of their own. We believe that knowledge opens doors. Through counseling and education we provide that knowledge.


Smart Money Housing
3510 W. Franklin Blvd
Chicago, IL 60624-1316
Phone: 773-533-0243
Fax: 866-834-6233

Smart Women Smart Money Educational Foundation
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