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About Us

Smart Money Housing is part of the Smart Women Smart Money Educational Foundation (SWSM) which is a non-profit HUD-certified housing counseling agency located on the west side of Chicago. Our original mission was to provide financial literacy conferences to women throughout the state of Illinois. However, our organization has evolved and is currently concentrating on housing counseling for both men and women in Cook County, Kane, Peoria and Will Counties.

Since 2001 SWSM has provided counseling to over 11,000 people in Illinois. This was accomplished through both group and individual sessions addressing money & debt management, saving and investing, purchasing a home, avoiding foreclosure, refinancing & loan modification, credit score information, reverse mortgages, identity theft and credit card education.

HUD has approved SWSM to provide the following types of housing counseling:

• Reverse Mortgage Counseling
• Homebuyer Education
• Pre-purchase Counseling
• Mortgage Delinquency Counseling
• Post-purchase Counseling

Mission Statement

Our mission is to assist people in obtaining and keeping the American Dream, a home of their own. We believe that knowledge opens doors. Through counseling and education we provide that knowledge.